Articles Posted in Property Damage

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September in South Florida means that storm season is here, and with the one-year anniversary of Hurricane Irma rapidly approaching, it is imperative that you and your family take the necessary precautions before it is too late. While hurricane season is certainly an unsettling time of year, you and your family can take steps to ensure that your property is safe. Though property insurance cannot physically protect your home from nature’s elements, it legally protects you in the event that there is damage to your property after the storm passes.

How can you protect yourself?

  1. Preparation is key. Now is the time to make sure that your property insurance is up to date on any home you may own. Be sure that your policy extends coverage through the end of the calendar year, and that all of the necessary premiums have been paid. Missing payments and failing to renew your policy in time could put your policy in bad standing with your insurance company, which would prevent you from making a valid property damage claim after the storm.
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This past weekend, Hurricane Irma devastated the Caribbean Islands and Cuba before landing in the Florida Keys and making her way upwards into the state of Florida. Hurricane Irma broke several world records by reaching up to 185 mph winds for 37 hours, the longest any cyclone has lasted at such intensity.

In the Caribbeans, the category 5 hurricane destroyed most homes and establishments in its path, flooding the streets and leaving many without food and power. Florida also sustained incredible damages from the hurricane and the storm surges that followed. Approximately 6.2 million homes lost power and the death toll currently stands at 12 people. Even after being reduced to a tropical storm, Irma continued to wreak havoc in Georgia and South Carolina.

Although Hurricane Irma has now passed, her damages are ongoing. Restoration efforts are currently underway in all of the affected areas, and it is uncertain when, or if, conditions will ever be 100%.

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